Eficiência em cooperativas de crédito – 2009 a 2014
Studies with focus on efficiency began to assist decision making, influence the development and improve management techniques of internal processes. In the financial scenario the possibility of improvement in the financial intermediation process is related to efficiency. This research analyzed how t...
| Autores: | , |
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| Formato: | artículo |
| Estado: | Versión publicada |
| Fecha de publicación: | 2018 |
| País: | Brasil |
| Recursos: | Universidade Federal de Minas Gerais (UFMG) |
| Repositorio: | Repositório Institucional da UFMG |
| Idioma: | portugués |
| OAI Identifier: | oai:repositorio.ufmg.br:1843/55738 |
| Acesso em linha: | http://hdl.handle.net/1843/55738 |
| Access Level: | acceso abierto |
| Palavra-chave: | Análise envoltória de dados Cooperativas de crédito Eficiência Cooperativas de credito Administração de empresas |
| Resumo: | Studies with focus on efficiency began to assist decision making, influence the development and improve management techniques of internal processes. In the financial scenario the possibility of improvement in the financial intermediation process is related to efficiency. This research analyzed how the efficiency of 130 credit unions from 2009 to 2014 behaved. We used the data envelopment analysis methodology. The efficiency of the cooperatives had an average score of 70.38%, and loans constitute the main variable to determine the efficiency scores. The inefficiency of cooperatives can be explained, in part, by improper use of total deposits and borrowing costs, compared to those efficient ones. |
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