Eficiência em cooperativas de crédito – 2009 a 2014

Studies with focus on efficiency began to assist decision making, influence the development and improve management techniques of internal processes. In the financial scenario the possibility of improvement in the financial intermediation process is related to efficiency. This research analyzed how t...

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Detalhes bibliográficos
Autores: Wanderson Rocha Bittencourt, Valéria Gama Fully Bressan
Formato: artículo
Estado:Versión publicada
Fecha de publicación:2018
País:Brasil
Recursos:Universidade Federal de Minas Gerais (UFMG)
Repositorio:Repositório Institucional da UFMG
Idioma:portugués
OAI Identifier:oai:repositorio.ufmg.br:1843/55738
Acesso em linha:http://hdl.handle.net/1843/55738
Access Level:acceso abierto
Palavra-chave:Análise envoltória de dados
Cooperativas de crédito
Eficiência
Cooperativas de credito
Administração de empresas
Descrição
Resumo:Studies with focus on efficiency began to assist decision making, influence the development and improve management techniques of internal processes. In the financial scenario the possibility of improvement in the financial intermediation process is related to efficiency. This research analyzed how the efficiency of 130 credit unions from 2009 to 2014 behaved. We used the data envelopment analysis methodology. The efficiency of the cooperatives had an average score of 70.38%, and loans constitute the main variable to determine the efficiency scores. The inefficiency of cooperatives can be explained, in part, by improper use of total deposits and borrowing costs, compared to those efficient ones.