Efectos regionales de la crisis financiera para los sistemas bancarios brasileños y españoles

The aim of this article is to present an exploratory and comparative analysis of the regional effects of the last financial crisis in the Brazilian and Spanish banking systems. Recent banking characteristics of the Brazilian and Spanish banking systems were identified. In the first case, the evidenc...

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Detalles Bibliográficos
Autores: Fernanda Faria Silva, Marco Aurelio Crocco Afonso, Fabiana Borges Teixeira dos Santos, Marco Antonio Duarte Filho
Tipo de recurso: artículo
Estado:Versión publicada
Fecha de publicación:2016
País:Brasil
Institución:Universidade Federal de Minas Gerais (UFMG)
Repositorio:Repositório Institucional da UFMG
Idioma:español
OAI Identifier:oai:repositorio.ufmg.br:1843/42374
Acceso en línea:https://doi.org/10.22456/2176-5456.47249
http://hdl.handle.net/1843/42374
Access Level:acceso abierto
Palabra clave:Sistema bancario
Crisis financiera
Crédito
Suporte financiero
Economia
Crise financeira
Sistema financeiro
Disparidades econômicas regionais
Descripción
Sumario:The aim of this article is to present an exploratory and comparative analysis of the regional effects of the last financial crisis in the Brazilian and Spanish banking systems. Recent banking characteristics of the Brazilian and Spanish banking systems were identified. In the first case, the evidence of credit concentration in more economically developed regions is dominant and increased liquidity preference in peripherical regions. The last crisis has accentuated this pattern. In the Spanish case, the market segmentation (with the presence of regional banks) mitigated the effects of the crisis. However, the recent process of bank restructuring has caused modifications in the Spanish banking map. The large number of mergers, acquisitions and interventions