REGIONAL EFFECTS OF THE FINANCIAL CRISIS FOR BRAZILIAN AND SPANISH BANK SYSTEMS
The aim of this article is to present an exploratory and comparative analysis of the regional effects of the last financial crisis in the Brazilian and Spanish banking systems. Recent banking characteristics of the Brazilian and Spanish banking systems were identified. In the first case, the evidenc...
| Autores: | , , , |
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| Tipo de recurso: | artículo |
| Estado: | Versión publicada |
| Fecha de publicación: | 2016 |
| País: | Brasil |
| Institución: | Universidade Federal do Rio Grande do Sul (UFRGS) |
| Repositorio: | Análise Econômica (Online) |
| Idioma: | español |
| OAI Identifier: | oai:seer.ufrgs.br:article/47249 |
| Acceso en línea: | https://seer.ufrgs.br/index.php/AnaliseEconomica/article/view/47249 |
| Access Level: | acceso abierto |
| Palabra clave: | Sistema bancario Crisis financiera Crédito Suporte financiero G01 G20 G34 R10 R50 suporte financiero. Banking system Financial crisis Credit |
| Sumario: | The aim of this article is to present an exploratory and comparative analysis of the regional effects of the last financial crisis in the Brazilian and Spanish banking systems. Recent banking characteristics of the Brazilian and Spanish banking systems were identified. In the first case, the evidence of credit concentration in more economically developed regions is dominant and increased liquidity preference in peripherical regions. The last crisis has accentuated this pattern. In the Spanish case, the market segmentation (with the presence of regional banks) mitigated the effects of the crisis. However, the recent process of bank restructuring has caused modifications in the Spanish banking map. The large number of mergers, acquisitions and interventions have increased the market concentration, reduced the credit in peripheral regions, strengthening the regional inequalities. |
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