Mortality tables for the Brazilian insured population
This paper describes the construction of the BR-EMS 2015 mortality tables for the Brazilian insured population. The tables were based on data collected from insurance companies which represent about 80 per cent of the Brazilian insurance market, and they are updates of their previous versions, BR-EM...
| Autores: | , , , , , |
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| Tipo de recurso: | artículo |
| Estado: | Versión publicada |
| Fecha de publicación: | 2016 |
| País: | Brasil |
| Institución: | Associação Brasileira de Estudos Populacionais (ABEP) |
| Repositorio: | Revista brasileira de estudos de população (Online) |
| Idioma: | inglés |
| OAI Identifier: | oai:ojs.rebep.org.br:article/927 |
| Acceso en línea: | https://rebep.org.br/revista/article/view/927 |
| Access Level: | acceso abierto |
| Palabra clave: | Life tables. Mortality. Death rate. Insurance market. Heligman-Pollard. Tablas actuariales. Mortalidad. Índice de mortalidad. Mercado de seguros. Heligman-Pollard. Tábuas atuariais. Mortalidade. Taxa de mortalidade. Mercado segurador. Heligman-Pollard. |
| Sumario: | This paper describes the construction of the BR-EMS 2015 mortality tables for the Brazilian insured population. The tables were based on data collected from insurance companies which represent about 80 per cent of the Brazilian insurance market, and they are updates of their previous versions, BR-EMS 2010, which have been the first mortality tables built with Brazilian market experience. Additional data from government sources was used to improve the information of the companies’ databases. The mortality rates of the population under risk products (death coverage) are remarkably different than those under savings products (survivorship coverage); as such, four different mortality tables are constructed, separating the population by sex as well as the type of insurance coverage. A straight comparison between the BR-EMS 2015 tables with the statistics of the general Brazilian population shows a striking difference on life expectancies. The BR-EMS 2015 tables are also compared with other life tables. |
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